Wednesday, August 19, 2009

Is Cash Gifting Illegal? A Scam?

Is Cash Gifting Illegal? A Scam? Unethical? Get The Facts Not Opinions!

Is the Article Below True?

I copied the following article verbatim, but can you believe everything anyone says on the Internet?

I conducted my own research. While it is true that the IRS limit for gifting is up to $10,000, the context for giving that gift is like a parent to a child.

I am in Michigan, a state that is so regulated that many churches gave up fundraising using bingos and raffles. Michigan's Franchise Law, MCL 445.1501 et seq. forbids pyramid schemes. Michigan prosecutes gifting as scams and pyramid schemes. Other states specify a minimum gift amount, such as $5. Michigan sets no minimum. This means, theoretically, that the latest gifting "club" that is advertised in various safelists, even though it advertises giving away only $3 or $5, could still be prosecuted in Michigan as a felony! Beware! Other states are the same way!

Times are hard. Even $5 from 5 different people can mean a lot to the unemployed, the under-employed, the disabled, or the one working everyday but with less pay, less benefits, and less job security. Even $5 from 5 different people can put some gas in the car, buy a bag of groceries, or take a couple to the movies. In fact, times are so hard that even though it is projected that 60% of American households may soon be starting a home business, how many in that 60% can afford to invest thousands or hundreds of dollars?

Rather than risking prison over a $5 gifting scam, invest that same $5 in this simple business in which you keep 100% of the commission. Ask your friends and family to become involved, just as you would in gifting. Tell them to ask their friends and family. This is the same as network marketing, a legal activity. Your friends and family are buying a product, a legal activity. You can even expand your business to incorporate other products, but the most important thing is that you would have started a real business for the affordable price of $5. Get started today at

Is Cash Gifting Illegal? A Scam? Unethical? Get The Facts Not Opinions!

Author: L. Arbore
Lately cash leveraging programs or cash gifting programs has taken over the Net. So what is the definition of Cash gifting?, first of all there are no products involved, it's not a business, not mlm, not direct sales and it's not an _investment. basically The majority of all programs on the Net today are nothing more than glorified cash gifting programs.

And the reason for that is, any time you join a business that has€€€ a direct sales system in place you are paying your sponsor and not the company, the sponsor is making 100% commission just by recruiting you, after that, you'll be promoting the " BUSINESS" too and making 100% commission yourself so what about the products you may ask.. well they are nothing more than a cover-up, usually they are worthless but these companies want you to believe that you just bought a bundle of cutting edge up to date products that are worth hundreds of thousands of dollars and that you'll have resell rights to them, but why are you going to try to sell something for a few bucks when first of all you'll find many other programs offering these very products for free when you join them.

No one tries to sell the products but the business itself, that's where the money is, who cares what the products are. You may ask, how does the Company make_money then? Being that most of them have the 1 up or 2 up system in place, the founders will make residual_income from all the members that started under them plus they charge a monthly fee for their replicated website and hosting, support..etc, from every member that joins the " Business" and there's nothing wrong with that at all except for the fact that what's really taking place is Cash leveraging or gifting.

Now what is causing so many people to move towards Cash Gifting? Well people are sick and tired of all the hype and the promise of financial_freedom by pushing worthless products to others, tired of having to explain and convince people of something you don't quite believe yourself something that doesn't make much sense, it's confusing, nevertheless you were deceived into it and now you have to do the same otherwise you've just lost a great deal of money and time.

Cash Gifting is not a business, it does not have any products, there's no convincing or explaining to do, no cold calling, but it has something everyone in any part of the world craves for and that is "CASH"

Your Job is to promote heavily online and offline, yes it requires work. A terrible thing happens to those that don't promote and advertise

and that is NOTHING, nothing will happen if no effort is put in to it.

Many will say that cash gifting is a scam, that it's illegal, unethical and so on. Is it really?

Well, by definition, Cash Gifting (also referred to as "Cash Leveraging") is the act of privately or publicly giving another person or entity a declared sum of cash (strictly as a gift) and giving it freely without coercion or consideration.

It doesn't involve network marketing, multi-level marketing, or a business or commercial activity. There are no business transactions, investments and/or securities involved in this activity. There's no business or company name or location and there are no directors, officers, shareholders or principals. Individuals simply support each other in a team concept and help change lives.

It’s called a cash gift because that’s exactly what it is... a gift of cash.

The principle of “Gifting” has been proven as an effective model for creating prosperity very quickly for many people who practice it. Although the concept of “Gifting“ has helped thousands of people prosper around the world, it's also been blemished over the years through various “Scams” & “Get Rich Quick” _pyramid_schemes.

Over the years, there have been many opinions and thoughts as to the legitimacy and legality of Cash Gifting as a viable and honest means of generating cash flow.

In fact, I learned that both American and Canadian citizens have the Constitutional right to gift property,_cash and other assets.

In the United States we have the Preamble, the Constitution and the Bill of Rights to protect a private citizen's rights to earn, pay_taxes and give away property and cash as long as it's done according to the laws and codes of this country. The U.S. gifting rules are found in the IRS Tax_Code, Title 26, Sections 2501-2504 and 2511.

the law states that one or more individuals can give a cash gift to another individual of up to $12,000 each per calendar year without any tax_liability to either the giver or receiver of the gift, because the tax on the gift has already been paid.

Now, even though gifts don't have to be included in the gross income of the recipient, it's probably a good idea to pay taxes on any and all cash gifts you receive from anyone not related to you.

I once heard that Cash Gifting programs account for approximately 60% of all money generated in the home-based opportunity industry. I don't know how true this is, but this activity is extremely popular right now.

So giving a gift of cash to someone, be it a friend, family member or a stranger is legal according to IRS code. Again, there's no specific nation-wide law that I've been able to find to say that cash gifting is not legal. Again I deal with facts not opinions.

Now, that being said, it's important to note that not all Cash Gifting programs may be legal in their structure. Certainly there are some that may not be. Unfortunately, there are still some "old school" Cash Gifting programs out there (mostly offline) that weren’t structured properly in order to sustain their efforts for any considerable length of time, and some of them use an illegal pyramidal type of structure.

A properly and legally structured gifting program that uses a "1Up" structure is not a pyramid scheme since there is only 1 tier, or level. But let me define what a pyramid actually is before we go any further - A pyramid is usually associated with a company or a business. Gifting programs are not companies, they're considered a private sharing activity.

Gifting programs require no sales quotas (there's no product to sell), there are no positions to be sold, and they don't have an ever-widening base to the structure, which just keeps going and going to infinity.

A pyramid never allows anyone coming in on the bottom to ever reach the top. With a 1UP Cash Gifting program, everyone gives the same gifts, works together in a team dynamic, and receives the same gift.

In a pyramid, only those at the top get the profit while those at the bottom usually never reach the top. In a pyramid, people can and have lost their money. A pyramid is also not to be confused with "Network Marketing or MLM".

Although Network Marketing is a legal and viable business model and source of income, it doesn't work for the majority of people that join one of these programs. Cash Gifting programs are neither a networking company/opportunity, nor a pyramid scheme.

I've come to realize that the majority of people don't join a home-based opportunity to peddle lotions, pills, diet cookies, "magic juice", downloadable e-books, over-priced conference tickets, vacation discount vouchers - or any other so-called "products.".

If we really want to take an honest look at the industry, 95% of the people currently in a "home_business" are fooling themselves into THINKING they're entrepreneurs.

If you would like a full FREE report and reviews on Gifting programs Visit

Occupation: Entrepreneur

Monday, August 3, 2009

Is the Ardyss Body Magic a Ripoff?

Is the Ardyss Body Magic a Ripoff?

My cousin Pam called from Atlanta to ask my mother and I to try a new product. She had gotten involved with the Body Magic and told us it could help us drop up to 3 sizes in 10 minutes without dieting, exercise, surgery, or any other gimmick. I was very skeptical.

Hoping that my cousin wasn't a scam artist, I went to the website that she referred me to, namely,
. I have a few curves. I haven't been successful in dieting. It would be nice to get some instant results rather than yo-yoing from losing then regaining 25 pounds.

However, it wasn't the promises of instant weight loss that motivated me. I had been in a car accident, so when a lady said that the Body Magic helped relieved her back pain, I burst into tears. I had been in so much pain and was tired of medication, back braces, knee braces, and physical therapy. It took this kind of testimonial to make me get in a car and attend a meeting. I needed to try on that garment!

Suffice it to say, when I got into the Body Magic corset, it was true. The pain went away! It corrected my posture and did more for the pain than the back brace my doctor had prescribed! I wasn't surprised to learn that an orthopedic surgeon helped design the Body Magic.

As for its other claims, to make a person drop 3 sizes in 10 minutes, I can only say that the Body Magic reduces 4-1/2 inches off my waist! You can see for yourself! If you can't tell the Before from the After pictures, the Before are the ones with the bulges and love handles. I looked like I was pregnant. The After photos are the ones that lifted the breasts and buttocks, slimmed the thighs, smoothed the silhouette, and makes me look like I finally had "the baby".

You'll love this product. The compensation plan is great, too! Ardyss also has weight loss and nutrition products to make you feel as good on the outside as you do on the inside. The goal is to make you look as good with your clothes off as you do with your clothes on. Ardyss therefore combines instant gratification with long-term weight loss achievement goals. So, no, the Ardyss Body Magic is not a scam! It's the real thing, no gimmick. If it can work on a lady with curves, imagine how it will work for a skinny girl? Not only will it lift and accentuate her best features, it will look like lingerie!

To find out more about Ardyss and the Body Magic, visit or